How to Instantly Check FAB & NBAD Bank Balance in the UAE

If you’re a customer of First Abu Dhabi Bank (FAB) or its predecessor, the National Bank of Abu Dhabi (NBAD), checking your bank balance instantly is simple and can be done in multiple ways — including through SMS, mobile apps, online banking, and even ATMs. Whether you’re in a hurry or just want to keep an eye on your finances, FAB offers several secure and fast options to view your account balance anytime, anywhere in the UAE.

Understanding FAB and NBAD: A Quick Background

Before we dive into the methods, it’s good to know that FAB (First Abu Dhabi Bank) was formed after the merger of NBAD and FGB (First Gulf Bank) in 2017. So, if you still have an old NBAD account, it’s now managed under FAB. This means that all NBAD customers can use FAB’s digital platforms and services to access their account details, including balance checks, transfers, and more.

Instant Methods to Check FAB & NBAD Bank Balance in the UAE

FAB provides multiple convenient ways to check your bank balance instantly. Let’s explore each one step-by-step.

1. Check FAB Balance via Mobile App (Most Convenient)

The FAB Mobile App is the fastest and most user-friendly way to check your bank balance in seconds.

Here’s how:

1. Download the FAB Mobile App from the App Store or Google Play Store.
2. Log in using your FAB Online Banking credentials or register if you’re a new user.
3. Once logged in, your account dashboard will display your available balance instantly.
4. You can also view your transaction history, credit card balance, and account details in real time.

Pro Tip:
Enable biometric login (Face ID or fingerprint) for instant access without typing your credentials every time.

2. Check FAB Balance via Online Banking

If you prefer using a desktop or laptop, FAB Online Banking offers a complete overview of your account.

Steps to check balance online:

1. Visit FAB’s official website.
2. Click on “Login” → “Personal Banking”.
3. Enter your Username and Password.
4. After logging in, your account summary and available balance will appear on the main dashboard.

Additional Features:

• View past statements.
• Download balance reports.
• Manage multiple accounts from one screen.

3. Check FAB Balance via SMS Banking (Without Internet)

No internet access? No problem. FAB allows customers to check their balance instantly through SMS Banking.

Here’s how:

1. Register for FAB SMS Banking by visiting a FAB branch or via the mobile app.
2. Once registered, send the following SMS to 2121 (within the UAE):BAL → to check your primary account balance.
3. You’ll receive an instant SMS with your current account balance.

Example:
Send “BAL” to 2121 → You’ll get:
“Your FAB account ending with XXXX has a balance of AED XXXX.XX as of [date].”

Note: SMS charges may apply depending on your mobile operator.

4. Check FAB Balance via ATM

If you’re near an ATM, you can check your balance quickly using your FAB debit card.

Steps:

1. Insert your FAB/NBAD debit card into the ATM.
2. Enter your PIN.
3. Select ‘Balance Inquiry’ from the menu.
4. Your account balance will be displayed instantly on the screen.

Tip: You can also print a mini statement for your records.

5. Check FAB Balance via Customer Care

FAB’s 24/7 customer support line is another reliable way to get your balance details.

Contact FAB Customer Care:
📞 600 52 5500 (within UAE)

Steps:

1. Call the helpline and choose the language option.
2. Select the option for Account Information or Balance Inquiry.
3. Authenticate your identity using your account number or debit card details.
4. The system or customer representative will provide your balance instantly.

Check NBAD Balance (Old Account Holders)

If you still have an NBAD-branded card or account, don’t worry — your credentials work under FAB’s system.

Here’s what to do:

• Use your existing NBAD online login at the FAB website.
• Alternatively, download the FAB Mobile App, log in with your NBAD credentials, and you’ll be redirected to your updated FAB account view.

All NBAD customers were automatically migrated to FAB’s network, so no need for separate access or re-registration unless prompted.

FAB Balance Check for International Users

If you’re outside the UAE, you can still check your FAB or NBAD balance using:

• FAB Mobile App (works globally with internet).
• FAB Online Banking via web browser.
• International call to customer support: +971 2 681 1511.

This flexibility ensures you always stay in control of your money — even when abroad.

Safety Tips While Checking FAB or NBAD Balance

Your bank balance contains sensitive financial data. Always keep these security tips in mind:

1. Never share your OTP, PIN, or password with anyone.
2. Always access FAB via its official app or website.
3. Avoid using public Wi-Fi when logging into your account.
4. Regularly update your passwords and mobile app for enhanced security.
5. If you suspect fraud or unauthorized access, contact FAB immediately at 600 52 5500.

Troubleshooting Common Issues

1. Can’t Log In to Mobile App?
Try resetting your password or reinstalling the app. Ensure your mobile number is registered with FAB.

2. SMS Balance Not Received?
Check your mobile operator’s SMS settings or ensure your SMS banking service is activated.

3. ATM Balance Inquiry Not Working?
Use another FAB ATM or contact customer care for card verification.

Summary: The Quickest Ways to Check FAB Balance Instantly

Final Thoughts

Checking your FAB or NBAD bank balance in the UAE has never been easier. Whether you prefer the mobile app for convenience, SMS banking for offline access, or ATMs for traditional checks, FAB ensures you can access your account anytime, anywhere. The process is quick, secure, and designed to fit every type of customer – from tech-savvy users to those who prefer old-school banking methods.

Stay in control of your finances by regularly checking your balance and keeping your FAB account credentials secure.